WalletHub Rating
4.1/5
Good Sam Rewards Credit Card has a rating of 4.1/5 according to our proprietary credit card rating system. This rating reflects how appealing Good Sam Rewards Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Gas Rewards'. To break it down further, Good Sam Rewards Credit Card earned a score of 3.8/5 for Fees, 4.1/5 for Rewards, 5.0/5 for Cost, and 1.4/5 for User Reviews.Info about the Good Sam Rewards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
1.4/5
92 reviewsRead and write reviews
Market Comparison
Market Comparison
4.3
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Gas Rewards” for this card.
Fees
3.8
Rewards
4.1
Cost
5.0
Other Features
0.0
4.3/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
22.24% - 33.24% (V)
Balance Transfer
APR: 26.99%
Balance Transfer Fee
Rewards
Earn 2,500 points after spending $500 outside Camping World & Good Sam family of brands in the first 90 days.
After that, earn 5 points per $1 spent on purchases at the family of brands (Good Sam, Camping World, Gander RV and Outdoors).
Earn 3 points per $1 spent at any gas station and private campground across the U.S. and Canada.
Earn 1 point per $1 spent everywhere else Visa is accepted.
$10 Rewards Certificate for every 1,500 points you earn. Redeem points for cash back as a statement credit, Good Sam memberships, restaurant, retail and gas gift cards and more.
Good Sam Rewards Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 34.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Learn More
at Comenity Capital's secure site
Good Sam Rewards Credit Card Pros & Cons
No membership fees
High rewards rate
2,500 points initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires good/excellent credit
Compare The Good Sam Rewards Credit Card vs. Popular Alternatives
 Good Sam Rewards Credit Card |  Citi Strata Premier℠ Card |  Wells Fargo Autograph Journey℠ Card |
|---|---|---|
4.1WalletHub Rating WalletHub Rating 4.1 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. User Reviews 1.4 Market Comparison 4.3 fees: 3.8 rewards: 4.1 cost: 5.0 Other Features: 0.0 | 4.1WalletHub Rating WalletHub Rating 4.1 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.6 User Reviews 3.9 Market Comparison 4.1 fees: 2.9 rewards: 4.0 cost: 4.8 Other Features: 0.0 | 3.9WalletHub Rating WalletHub Rating 3.9 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.7 Market Comparison 3.8 fees: 2.9 rewards: 3.4 cost: 4.6 Other Features: 0.0 |
annual fee$0 | annual fee$95 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR22.24% - 33.24% (V) | Regular APR21.24% - 29.24% (V) | Regular APR21.24% - 29.99% Variable |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Good Sam Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
1
Upvote
Where can I use my Good Sam Credit Card?
Reply
1
Maria Adams, Credit Cards Moderator
@m_adams
You can use your Good Sam Rewards Credit Card virtually everywhere in the world that accepts credit cards, as this is card is on the Visa network.
Keep in mind that the Good Sam Rewards Credit Card has a 3% foreign transaction fee, which means you will incur extra charges for international purchases. The card offers 1 - 5 points per $1 spent, depending on the type of purchase. The Good Sam Rewards Credit Card also comes with a $0 annual fee.
Unlike the Good Sam Rewards Credit Card, the Good Sam Rewards Store Card is a store credit card that can only be used at Good Sam, Camping World, Gander Outdoors and Overton's. The Good Sam Rewards Store Card is not affiliated with a major card network.
Upvotes
How do I check my Good Sam Credit Card application status?
Reply
Maria Adams, Credit Cards Moderator
@m_adams
The only way you can check your Good Sam Rewards Credit Card application status is by calling (855) 617-8084. When you call, you'll need to provide your Social Security number so that the issuer can match you to your application. This is the way to check your Good Sam Rewards Store Card application status, too. The issuer does not allow you to check your application status online.
How to Check Your Good Sam Rewards Credit Card Application Status
- Call (855) 617-8084.
- Follow the automated prompts...
show more
3
Upvotes
How can I redeem my Good Sam Credit Card points?
Reply
3
Martin Crespo
@martin_crespo
You can redeem your Good Sam Credit Card points online by signing in to your account in the form of:
- Cash back as statement credit
- Good Sam memberships
- Restaurant, retail and gas gift cards
You can start redemption with as low as 1,500 points.
1
Upvotes
How can I set up autopay for my Good Sam Credit Card?
Reply
John Miller, Credit Cards Moderator
@john_miller
You can set up autopay for your Good Sam Rewards Credit Card through your online account. Once you're enrolled, the issuer will withdraw the payment amount from your linked bank account on the scheduled date.
How to Set Up Good Sam Rewards Credit Card Automatic Payments
- Log in to your you online account.
- Go to “Payments” and then select “Automatic Payments”.
- Enter your bank account routing number and account number. This is the account from which the issuer will deduct...
show more
Upvotes
How can I check how many points I have on my Good Sam Credit Card?
Reply
John Miller, Credit Cards Moderator
@john_miller
The easiest way you can check how many points you have on your Good Sam Rewards Credit Card is through your online account. But that's not the only way you can do it.
How To Check Your Good Sam Rewards Credit Card Points Balance
- Online: Log in to your online account and go to “Rewards.”
- Over the Phone: Give customer service a call at (855) 617-8084 and have a representative read you the number of points.
- Statement: The...
show more
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Good Sam Rewards Credit Card Reviews
Share your insights and review for the Good Sam Rewards Credit Card
5
3%
4
4%
3
8%
2
2%
1
83%
1.4
92 reviews
92 reviews
What's Your Rating?
Most Recent
Tracy Simms
@Toganther30
1 Star Rating
Paid balance off in January, received bill today with a balance of $6. Called and even though we paid the balance to zero in January, they have been charging us $2.00 per month even with no charges on it. When called, the representative could only explain that we must have a zero balance two months in a row to not be charged the interest. When asked why we were being charged interest after I paid the balance in full, she could not explain. This is a good card if you use it all the time, but if you pay your balance in full, they will still charge you $2.00 each month, plus a $2.00 per month late fee. This practice seems unfair, and if my balance is zero, I should not be charged anything. I will NEVER use this card again. If I could give it fewer stars than 1, I would. The representative was not able to explain anything to us or help in any way; I ended up having to hang up on her to avoid further frustration.
Comment
ningals3223
@ningals3223
1 Star Rating
Have had this card since 2017 with no issues. Recently they decided they were going away from comentity bank and since then I havent seen any rewards points. The points use to show up on comenity's website, the same website you still use to pay your bill. Now it says to go to good sam's website to view rewards. I go on there and there are no rewards points for my account. Theres a button to link your credit card account to your good sam account which I have done many times and still have no rewards points. I called the first time and the lady told me they were moving away from comenity and doing everything in house starting with rewards and it should be resolved in a few weeks. I called again months later and was hung up on. Its been at least 4 months since I had any rewards point, I spend on average $3k a month on this card. Have a new card coming, once thats here I'm paying this one off and will be done with Good Sam Rewards.
Comment
eflavin
@eflavin
1 Star Rating
This card has been paid off for over a month, but they still have not notified credit companies of the change. This is affecting my credit score.
Comment
Vern
@vernp
1 Star Rating
Why is there two accounts listed when we only have one ? Is it your job to make our credit look bad? Why do you look for things to make my score bad. WHY IS THIS ACCOUNT LISTED TWICE ???????????????
Comment
Lisa
@lisasantalucia80
1 Star Rating
This account was opened in my name thru an online account. Charges were made in West VA. I reside in NJ. More security should be placed with your company. Still disputing this.
Comment
James
@oldsneakywhite
1 Star Rating
Can not log on to their web site
Called several times and they couldn’t help me
Poor staff
Once paid off account I will cut the card and never recommend anyone to use it
Comment
Richardyang486
@Richardyang486
1 Star Rating
Cannot connect to any customer service members or login to account due to website being glitch please try again. Highly recommend to stay away from this terrible sam reward
Comment
mark
@savory1
1 Star Rating
Comenity bank online closed for more than a week, nobody to call! Payments not recorded accurately, who knows what was going on during the shutdown?
Comment
Shirley
@shirjeffbrown
3 Star Rating
I like it. Very good service. Easy to read and easy to understand my credit report from spending and saving and paying on time and lowering my debt the point matters to my score
Comment
Harold
@harolds_60
1 Star Rating
They seem to only report when you have a balance but it rakes three months or more for them to report when you have paid your balance off and have zero balance.
Comment
Review Good Sam Rewards Credit Card
Good Sam Rewards Credit Card
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* The information about the following cards has been independently collected by WalletHub: Good Sam Rewards Store Card and Good Sam Rewards Credit Card.
